Weekly Wisdom

Motivational Minute: Our Deepest Fear

Happy Today!

Today I want to share a few inspiring words for those who may be struggling with a lack of self confidence. This post was inspired by a conversation with a friend about the availability of inspiring messages if we are willing to open our eyes and minds to view and understand them.

Here’s one example, I remember watching Coach Carter, a movie about a basketball coach who dared to teach his players the value of academics, personal respect and true teamwork. During the movie there is a scene in which one of the basketball players who has realized the importance and applicability of the expectations his coach demanded of them and he thanks him by reciting an inspiring passage. The passage recited is likely based off a quote from Marianne Williamson.

In case you don’t have time to review the clip, the quotation is as follows:

What is your deepest fear?

Are you playing small?

It is my hope that you liberate yourself from your own fear and give yourself permission to be a beacon of light for someone else.

Til next time,

We can always choose to perceive things differently. You can focus on what’s wrong in your life, or you can focus on what’s right.” – Marianne Williamson

Weekly Wisdom

Motivational Minute: 3 Things to Do When You Feel Stuck in a Rut

Happy Today!

Welcome to the first full week of work in February 2019.  Last week you may have been blessed to enjoy time off to celebrate the Super Bowl with family and friends.   But now it is back to reality and back to work – whether for yourself or someone else – work never stops.  Even when you are unemployed, you still have to work – work at finding a job or work at your identifying what you want to do next.

I don’t know about anyone but it seems no matter how hard I try, there are times in which I feel like I am on autopilot and doing the same things over and over with no momentum. The only positive aspect of this pattern is that I can recognize it for what it is and take some type of action to move myself forward. BUT I remember when there was a time when I couldn’t. It seemed I was stuck in a rut and couldn’t get off the hamster wheel.

Today I want to share some wisdom from a few of the world’s great self help teachers – Iyanla Vanzant, Dr. Phil and Dr. Michael Bernard Beckwith.  Courtesy of OWN TV, these notable coaches offer Three Things To Do When You Feel Stuck In a Rut.

The steps are relatively simple and their explanation of each step is worth giving three minutes and seven seconds to hear the teachings (3:07 viewing time):

1. Get a vision – Iyanla Vanzant

2. Create a starring role in your own life – Dr. Phil

3. Get out of your own way – Michael Bernard Beckwith

Til next time,

“You can start with nothing. And out of nothing, and out of no way, a way will be made.” – Michael Bernard Beckwith

Uncategorized · Weekly Wisdom

9 Quotes on Financial Independence for Your Vision Boards and Bullet Journals

Happy Today!

If you live in the United States, one of the common themes across the news and radio waves is the ongoing government shutdown. When I hear the new count of employees being furloughed, I can’t help but to hope and pray that they prepared their finances for this possibility. But then I remember the old adage, “seeing is believing.”

Seeing other people impacted by having employment but no paycheck should make everyone believe in the need for financial independence.  We need to define what financial independence is to us and go after it – even if we are employed in a job we enjoy.  The reality is a paycheck can be gone from a government furlough, being fired or let go, illness of a partner and a combination of all previously mentioned.

This makes it the prime time for a rude awakening everyone – here is your reality check.  Have you identified what your desired income should be for retirement?  Are you ready to achieve it?

finance reality check

In case you need a little extra motivation as you contemplate the answers to those questions, here are Nine (9) Quotes on Financial Independence:

1. “You can be young without money, but you can’t be old without it.” – Tennessee Williams

2. “Wealth is the ability to fully experience life.” – Henry David Thoreau

3. “We were not taught financial literacy in school.  It takes a lot of work and time to change your thinking and to become financially literate.” – Robert Kiyosaki

4. “The number one problem in today’s generation and economy is the lack of financial literacy.” – Alan Greenspan

5.  “You’ve got to tell your money what to do or it will leave.” – Dave Ramsey

6.  “The key to making money is to stay invested.” – Suze Orman

7. “It’s not your salary that makes you rich; it’s your spending habits.” – Charles A. Jaffe

8. “Money won’t create success, the freedom to make it will.” – Nelson Mandela

9. “Money is only a tool.  It will take you wherever you wish, but it will not replace you as the driver.” – Ayn Rand

believe in you

If you believe in you, you can achieve anything you set your mind to.  So I ask again –

Have you identified what your desired income should be for retirement? 

Are you ready to achieve it? 

Let 2019 be the year you begin or expand on your journey to financial independence.  I will, will you?

Til next time,

“Formal education will make you a living; self-education will make you a fortune.” – Jim Rohn

Uncategorized · Weekly Wisdom

Monday Motivation: Holiday Joy

Happy Today!

One week out from Christmas and it seems a struggle to get in the holiday spirit. Between the consistency of inconsistent weather, the flu making its way through each of my three children, holiday school events and work demands – the joy of the holiday hasn’t reached my spirit.

School is out for my Win on Wednesday and then I know I will be overcome with the infectious spirit of kids’ holiday joy. This week we will watch holiday movies, bake cookies, listen to carols and start shopping. Then it will feel like Christmas.

It’s beginning to look a lot like Christmas!

Santa baby is on his way!

And All I want for Christmas is you!

While me, the adult, is ready for the time off that comes with the holidays. I understand that this time of year is about more than me and that thought helps push joy into the day.

Til next time,

“Christmas is a necessity. There has to be at least one day of the year to remind us that we’re here for something else besides ourselves.” – Eric Sevareid

Uncategorized · Weekly Wisdom

One Minute Inspiration – Be Grateful

Happy Today!

This afternoon while driving home I listened to the lunchtime minute of inspiration from one of my favorite radio stations. During this minute of inspiration, the host shared a clip of a speaker exclaiming a truth regarding 2018 that seemed to summarize my year.

Now since I was driving (couldn’t get a ticket for having my hands on my cell phone), I was unable to record or note the lesson exactly so I will do my best to summarize it here. He also didn’t repeat the name of the speaker as I missed the opening credit.

Here is the paraphrased version:

“2018 is a year of change for many of you. This year God moves people and things out of your life that was not meant to edify you. He revealed to you the true intentions and desires of people who you poured energy and blessings into. The people who you thought were on your side but were really out to take what you had. The people who were with you as long as they were partaking in the benefits of the stature and influence you had. People who you later found out were never for you but always had been against you. It hurt you but it strengthened you and it is preparing you for the benefits and blessings of 2019. He had to remove those people and situations so that you were not bringing that with you into your blessed future.”


Now I don’t know if the inspiration from my radio will resonate with you the way it did with me.  But I do know that we don’t often know what other people are going through and it is often the little things which can make an impact on those we encounter throughout the day.  Thus, I hope this post will help you see that whatever trials you had this year are preparing you for a better 2019.

The radio host ended his session with a song which I had not heard before – Be Grateful.  If you need an audio uplift, click the link.

Til next time,

“No one can make you feel inferior without your consent.” – Eleanor Roosevelt

Uncategorized · Weekly Wisdom

Motivational Minute: 10 Quotes on Learning to Inspire Your Monday

Happy Today

May this day bring you countless opportunities to embrace the life you envision for yourself. A life full of peace of mind, happiness, and wealth (however you may define wealth). BUT if today turns out to be a regular workday with people who remind you to watch the clock; spend your lunch break away from those who do not inspire you and use this time to improve your current skills or learn a new one.

Whatever you choose to learn – there’s an app for that. It maybe an app which was preloaded on your smartphone or easily downloaded. Remember the best route to Monday Morning peace is personal success so as you begin to think of your goals for 2019, consider skills which when learned will move you into what Ken Coleman calls your sweet spot. Then look for or create your new job in 2019.

Here are 10 Quotes To Inspire Your Monday:

  1. To know that you do not know is the best. To think you know when you do not is a disease. Recognizing this disease as a disease is to be free of it.” — Lao Tzu

2. “An investment in knowledge always pays the best interest.”Benjamin Franklin

3. “Education is the ability to listen to almost anything without losing your temper or self-confidence.”Robert Frost

4. “I am still learning.”Michelangelo

5. “Live as if you were to die tomorrow. Learn as if you were to live forever.”Mahatma Gandhi

6. “The more that you read, the more things you will know. The more that you learn, the more places you’ll go.”
― Dr. Seuss

7. “Any book that helps a child to form a habit of reading, to make reading one of his deep and continuing needs, is good for him.”– Maya Angelou

8. “Education is the most powerful weapon which you can use to change the world.”– Nelson Mandela

9. “When the student is ready, the master appears.” – Buddhist Proverb

10. “Take the attitude of a student, never be too big to ask questions, never know too much to learn something new.”– Og Mandino

Til next time,

“The world is a university and everyone in it is a teacher. Make sure when you wake up in the morning, you go to school.” — T.D. Jakes

Uncategorized · Weekly Wisdom

Seven Financial Quotes To Inspire Your Holiday Shopping

Happy Today!

We are officially 23 days out from the Christmas Holiday and many people have already maxed out their credit cards and future paychecks through Black Friday, Cyber Monday and the subsequent sales events which have followed.  Knowing more deals are to come and less money available, this is a great time to remind you (and myself) that giving comes from the heart.

Keeping our eyes on our financial goals while ensuring that our gift recipient has a gift which fills them with joy while ensuring you maintain your own joy. That’s the goal of gift giving. Gifts should impart joy on the giver and the recipient. My holiday gift giving budget this year and all gifts next year will keep these thoughts in mind.

Today, I am sharing my favorite seven 7 finance quotes in the hope that they help you.

1. Working because you want to, not because you have to is financial freedom.” — Tony Robbins

2. “There are three ingredients in the good life: learning, earning and yearning.” — Les Brown

3. “We buy things we don’t need with money we don’t have to impress people we don’t like.” — Dave Ramsey

4. “Wealth is not the same as income. If you make a good income each year and spend it all, you are not getting wealthier. You are just living high. Wealth is what you accumulate, not what you spend.” — Thomas J. Stanley

5. “Here’s my gift-giving rule: Respect your current financial situation.” – Suze Orman

6. “Too many people spend money they earned..to buy things they don’t want..to impress people that they don’t like.” –Will Rogers

7. “Every time you borrow money, you’re robbing your future self.” –Nathan W. Morris

It has been a pleasure sharing the top 7 money quotes I maintain in my personal cheerleader and wallet. Do you have financial goals? Do you have financial quotes? Share them in the comments. I would love to hear them.

Til next time,

Courage is not having the strength to go on; it is going on when you don’t have the strength.” – Theodore Roosevelt