Uncategorized · Weekly Wisdom

9 Quotes on Financial Independence for Your Vision Boards and Bullet Journals

Happy Today!

If you live in the United States, one of the common themes across the news and radio waves is the ongoing government shutdown. When I hear the new count of employees being furloughed, I can’t help but to hope and pray that they prepared their finances for this possibility. But then I remember the old adage, “seeing is believing.”

Seeing other people impacted by having employment but no paycheck should make everyone believe in the need for financial independence.  We need to define what financial independence is to us and go after it – even if we are employed in a job we enjoy.  The reality is a paycheck can be gone from a government furlough, being fired or let go, illness of a partner and a combination of all previously mentioned.

This makes it the prime time for a rude awakening everyone – here is your reality check.  Have you identified what your desired income should be for retirement?  Are you ready to achieve it?

finance reality check

In case you need a little extra motivation as you contemplate the answers to those questions, here are Nine (9) Quotes on Financial Independence:

1. “You can be young without money, but you can’t be old without it.” – Tennessee Williams

2. “Wealth is the ability to fully experience life.” – Henry David Thoreau

3. “We were not taught financial literacy in school.  It takes a lot of work and time to change your thinking and to become financially literate.” – Robert Kiyosaki

4. “The number one problem in today’s generation and economy is the lack of financial literacy.” – Alan Greenspan

5.  “You’ve got to tell your money what to do or it will leave.” – Dave Ramsey

6.  “The key to making money is to stay invested.” – Suze Orman

7. “It’s not your salary that makes you rich; it’s your spending habits.” – Charles A. Jaffe

8. “Money won’t create success, the freedom to make it will.” – Nelson Mandela

9. “Money is only a tool.  It will take you wherever you wish, but it will not replace you as the driver.” – Ayn Rand

believe in you

If you believe in you, you can achieve anything you set your mind to.  So I ask again –

Have you identified what your desired income should be for retirement? 

Are you ready to achieve it? 

Let 2019 be the year you begin or expand on your journey to financial independence.  I will, will you?

Til next time,

“Formal education will make you a living; self-education will make you a fortune.” – Jim Rohn

Goal Achievement · Uncategorized

9 Quotes on Weight Loss For Your Vision Boards

Happy Today!

This year I decided against writing New Year Resolutions. Instead I am making different vision boards based on life categories and creating a Strategic Plan for the year 2019.

One of the first categories I plan to address is weight loss through proper nutrition and fitness. I am not choosing to assign myself a number of pounds to lose, instead I have chosen to focus on one thing – Completing a 5K each month.

To stay focused on this goal, I have identified Nine (9) Quotes to meditate on as I train for each 5K.

1. “Make time for it. Just get it done. Nobody ever got in shape by thinking about it. They did it.” – Jim Wendler

2. “Exercise should be regarded as a tribute to the heart.” – Gene Tunney

3. “If you don’t do what’s best for your body, you’re the one who comes up on the short end.” — Julius Erving

4. “Our food should be our medicine and our medicine should be our food.” – Hippocrates

5. “If you think the pursuit of good health is expensive and time consuming, try illness.” – Lee Swanson

6. “Every human being is the author of his or her own health or disease.” – Buddha

7. “The greatest wealth is health.” – Virgil

8. “Just because you are not sick, it doesn’t not mean you are healthy.” – Your Doctor

9. “It is health that is real wealth and not pieces of gold and silver.” – Mahatma Gandhi

Til next time,

Walk or run a 5K!


Seasons Greetings and Happy Holidays

Happy Today!

Merry Christmas and Happy Holidays!

May we all remember the best present is the gift of time. May you have time this holiday to enjoy those people that make you happy.

Til next time,

Season’s Greetings!


December Book and Podcast Recommendation

Happy Today!

A few days ago, I was introduced to a new to me podcast from listening to an episode of the Entreleadership Setting Goals Together.

Yes I know the month is almost done but I thought it would be a great time to post my December book recommendation because it could also serve as a last minute holiday gift or a just because gift to yourself.

The ONE thing is a book and podcast which is trying to help us focus on one thing at a time. By focusing our energies on one thing we will experience a greater sense of productivity and accomplishment. Society has taught us to multi-task but in the process we have lost a part of our internal focus and often times will find us distracted and off task.

The website provides resources which celebrate the simplicity of focusing on that one thing and also highlights the magic of goal setting with your partner. The podcast episode Accountability From A Five Year Old is an episode which gave me the idea to include the entire family into a new habit tracking challenge. Thus, our family has downloaded the 66 Day Challenge form and will be utilizing it to help each of us focus on one thing immediately after Christmas.

I began the book last night and am finding it an inspiring read and I have hopes to attend one of the couples goal setting events in 2019. The podcast is part of my morning routine. My initial favorite episodes are:

It’s Time For Your Goal Setting Retreat

How To Honor Your Time Blocks Without Getting Distracted

This book can be purchased from any of your favorite online sellers or the Website. If you decide to read the book or participate in the challenges, I would love to hear about it. Leave me a comment.

Til next time,

“Multitasking is a lie” – Gary Keller

Goal Achievement · Uncategorized

You Are Never Too Old

“You are never too old to set another goal or to dream a new dream.” – C. S. Lewis

Happy Today!

Growing up I would tell anyone who would listen that I wanted to be a sportscaster when I grew up. My love for college football and the University of Florida Gators was leading my desire and as long as they kept winning, I kept dreaming of interviewing players on the sidelines. In his infinite wisdom, a highly respected father figure advised me that it may not be the safest of choices for a girl to be in the men’s locker room. Thus I trusted his wisdom and changed my mind.

Then I wanted to be an architect when I grew up. A woodworking class and a non supportive high school guidance counselor had me re-thinking this career choice as well. Hindsight tells me that I wasn’t as invested in these career options to take the time to fight to pursue these careers. I don’t want to date myself but at the time in which I was formulating my aspirations, there weren’t many examples for me to look up to in either of my chosen jobs. However, with today’s technology there is no limit on what we can choose as careers.

We hear a lot of information about people who have retired from one career and decided to start over in a new career. Colleges have a revitalized their educational programming with non-traditional tracks for non-traditional students. It’s no longer shocking to see students with their child in the class with them or older students within study groups.

Businesses are being created each year by people older than the technology wiz kids that started empires in college from their parents garage. Entrepreneur Magazine highlights 17 Massively Successful Entrepreneurs Who Started Their Businesses After Age 35 while Fortune Magazine highlights Entrepreneurs Who Started Businesses After Age 40

I wonder what the families and friends of those aspiring amazing not quite so young entrepreneurs were thinking when their loved ones advised them of their plans.

Were they supportive?

Were they fearful?

Were they apathetic?

No matter their reaction – persistence and determination ensured their dreams were achieved. As we prepare for the new year and resolutions which will likely be made.

Take a few minutes today and identify what you have longed to do but hesitated because you felt you were either too old or too young.

What or who do you believe is holding you back?

What do you believe is needed in order to start?

Til next time,

“You are never too old to set another goal or to dream a new dream.” – C. S. Lewis

Uncategorized · Weekly Wisdom

Monday Motivation: Holiday Joy

Happy Today!

One week out from Christmas and it seems a struggle to get in the holiday spirit. Between the consistency of inconsistent weather, the flu making its way through each of my three children, holiday school events and work demands – the joy of the holiday hasn’t reached my spirit.

School is out for my Win on Wednesday and then I know I will be overcome with the infectious spirit of kids’ holiday joy. This week we will watch holiday movies, bake cookies, listen to carols and start shopping. Then it will feel like Christmas.

It’s beginning to look a lot like Christmas!

Santa baby is on his way!

And All I want for Christmas is you!

While me, the adult, is ready for the time off that comes with the holidays. I understand that this time of year is about more than me and that thought helps push joy into the day.

Til next time,

“Christmas is a necessity. There has to be at least one day of the year to remind us that we’re here for something else besides ourselves.” – Eric Sevareid